Personal insurances


Carrington want to make sure that each individual and their family has a fulfilling and comfortable life. However, we also know that unexpected events can happen. Building wealth is no longer important if you don’t have your health, and that’s why personal insurances are a key component of a financial plan.

Personal insurances provide the peace of mind that, in the case of an unfortunate event such as an accident, disability or death, you will have enough financial support to carry on through the most trying of times.

Our advisers understand that each person’s circumstances are different, and therefore their needs are different. That’s why we work to design a tailored insurance strategy that offers peace of mind and protection now and in the future, even as needs change. We want to help you ensure that your family’s financial future has been provided for.

There are several insurance types that we consider when creating a personal insurance strategy.

Life insurance
A lump sum payment to beneficiaries in the event of the death of the insured individual.

Total and permanent disability insurance
A lump sum payment to beneficiaries in the case that, due to illness or injury, an individual becomes permanently disabled and is unable to ever return to work.

Trauma insurance
A lump sum payment in the case that, due to a severe health event, the insured individual is required to undertake treatment, rehabilitation or recovery.

Income protection insurance
Regular payments if, due to illness or injury, the insured individual is unable to work.

At Carrington, we consider personal insurances as part of all financial plans. They are as valuable as wealth creation or retirement planning strategies when preparing for the future.

In determining a personal insurance portfolio, our advisers will consider specific risk factors, including the stage of life of each individual and their family. We work with you to recommend the right mix of personal insurances with the right level of cover, to make sure you and your family are protected as thoroughly as possible.

Make sure you’re guided by our friendly and experienced financial planners

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